Terms & Conditions
Effective Date: July 22, 2025
Welcome to the websites owned and operated by The Asian Blandings Collective Pte. Ltd. ("Company," "we," "our," or "us").
These Terms and Conditions ("Terms") govern your use of the following websites and their subdomains (collectively referred to as the "Websites"):
www.joannablanding.com
www.thecollective.asia
www.thesmartconcierge.asia
www.wealthwithjoanna.com
www.theasianmrsblanding.com
www.givingissocial.com
www.michael-blanding.com
www.mateoblanding.com
www.filipinahelpers.com
By accessing or using any of our Websites, products, or services, you agree to these Terms. If you do not agree, please discontinue use immediately.
1. Acceptance of Terms
By using our Websites, you confirm that you have read, understood, and agreed to these Terms and any applicable policies, including our Privacy Policy.
2. Eligibility
You must be at least 18 years old to access or use our Websites and services. By using our Websites, you represent and warrant that you meet this requirement.
3. Use of Websites
You agree to:
- Use the Websites only for lawful purposes.
- Not copy, reproduce, distribute, or exploit any part of the Websites without prior written consent.
- Not engage in unauthorized access or tampering with any part of our systems or data.
4. Intellectual Property
All content on our Websites—including text, graphics, images, videos, designs, and software—is owned by or licensed to The Asian Blandings Collective Pte. Ltd. and is protected under copyright and intellectual property laws. You may not use any content without written permission.
5. Purchases, Subscriptions & Services
When you purchase products, subscribe to services, or register for events through our Websites:
- You agree to provide accurate billing and payment information.
- All purchases are subject to our refund and cancellation policies (displayed at the point of purchase).
- Prices may change without prior notice.
6. Third-Party Links
Our Websites may include links to third-party sites for your convenience. We are not responsible for the content, policies, or practices of those sites.
7. Disclaimers
All information and services provided through our Websites are for educational and informational purposes only.
We do not guarantee results from applying our strategies or using our services.
Your reliance on any information from our Websites is at your own risk.
8. Limitation of Liability
To the fullest extent permitted by law, The Asian Blandings Collective Pte. Ltd. shall not be liable for any damages arising from:
- Your use of or inability to use the Websites or services.
- Any indirect, incidental, or consequential damages related to the Websites.
9. Indemnification
You agree to indemnify and hold harmless The Asian Blandings Collective Pte. Ltd., its directors, officers, employees, and affiliates from any claims, losses, or damages arising out of your use of the Websites or violation of these Terms.
10. Changes to Terms
We reserve the right to modify these Terms at any time. Updates will be posted on this page with a new effective date. Continued use of
the Websites after changes indicates your acceptance.
11. Governing Law
These Terms are governed by the laws of the Republic of Singapore. Any disputes shall be resolved in Singapore courts.
12. Contact
For questions about these Terms, contact us at:
hello@joannablanding.com
The Asian Blandings Collective Pte. Ltd.
531A Upper Cross Street #04-95 Hong Lim Complex, Singapore, Singapore 051531